Insurance

Everything starts with accurately identifying a vehicle. From there, exploring current and future values, specifications and much more can be done with ease.

RedBook provides enhanced car and motorcycle API identification services that matches a Registration or VIN to the specific car or motorcycle’s unique RedBook ID using proprietary and parallel industry data sources.

A RedBook ID (code) enables under license access to a full suite of specifications, options, imagery, and RedBook’s range of pricing & valuation services.

Even without a registration or VIN look-up API, RedBook’s database can support a comprehensive "help me choose" drop down menu solution delivering the right vehicle and details required to power origination platforms.

Commonly used by Insurers to assist with efficient and accurate quoting.

RedBook’s solution can be fully integrated within your systems via our API or accessed via RedBook’s Fleetmaster online portal solution.

More Precision in Risk, Pricing and Claims

RedBook’s new VIN lookup service delivers OEM-authorised factory specification data, giving users a clear picture of how a vehicle was originally ordered, including optional upgrades and variant-level detail.

RedBook’s platform pulls data directly from FCAI OEM members. The information, covering most participating brands from 2010 onwards, is integrated into RedBook’s database to provide dependable details on make, model, year, variant, and available factory-fitted options.

Insurers more accurately assess risk, calculate premiums, and validate claim details. From ADAS features to drivetrain options, the factory-fitted details can materially affect outcomes and provide more transparency.

RedBook’s solution can be fully integrated within your systems via our API solution.

RedBook’s Real-Time (RTV) Used Car pricing engine draws exclusive and authentic daily feeds from Australia’s largest online marketplace, the carsales network in addition to traditional wholesale data sources.

Accessed via an API, covering cars, SUVs and light commercial vehicles, RedBook can reveal daily dynamic kilometre, margin and condition adjusted used car prices, factoring in or out market (option equipped) vs base vehicle valuations.

Incorporating published pricing scores and average days to sell indicators, RedBook’s RTV solution helps you to make decisions with confidence.

Commonly used by Insurers to set agreed values, adjust premiums at renewal, or assess total loss claims requiring transparent benchmarking. Using RedBook’s services can assist in minimising risk associated with miss-identifying the asset, under insuring, settling for the right amount and avoiding escalations or disputes.

Don’t require the need for a fully integrated solution? RedBook’s RTV can also be subscribed to via RedBook’s renowned Fleetmaster online portal solution, providing your assessors ease of access to all RedBook’s services, anywhere, any time.

PredictRV Pro is built for users that make risk weighted decisions off vehicle values; not just today, but into the future.

Most decisions in our industry are still made off today’s price, today’s wholesale, today’s retail, today’s book value. What PredictRV PRO does is shift that conversation forward, by showing where value is likely to go, not just where it is right now.

PredictRV PRO allows you to forecast a specific vehicle at a very granular level; make, model, year, variant and use realistic assumptions around kilometres per year and vehicle condition.

For insurers, the benefit is foresight and with that, confidence. Future value visibility helps insurers set premiums naturally tied to the market, getting that inside line on market volatility to hedge some of the risk. It also informs better repair versus total loss decisions by understanding whether a vehicle is trending higher or lower in value, not just what it’s worth today. Equally it supports more informed claims forecasting. Being able to model future values using realistic kilometre and condition assumptions improves financial planning around claims exposure.

RedBook LIVE – a powerful new reporting solution designed to deliver daily insights into the automotive market. RedBook LIVE combines our renowned VIN/Rego identification with factory option detail and market valuations. By sourcing supporting intelligence from carsales.com.au, Australia’s largest online automotive marketplace, RedBook LIVE provides a clear, timely, and comprehensive view of vehicle trends as they happen.

Designed foremost with the insurance industry in mind, RedBook LIVE provides a comprehensive pre-accident valuation report, provisions for damage assessment, reference numbers & notes. Location and marketplace comparisons (both live & delisted). This means smarter, faster, and more accurate decision-making.

With access to daily data feeds on pricing trends, supply and demand shifts, and consumer behaviour, insurers can:

•  Strengthen risk assessment with current market intelligence.
•  Enhance claims management by referencing live values, not outdated data.
• Streamline premium setting with confidence with daily market movements. 
• Access VIN-level factory option detail for improved transparency, enabling more accurate benchmarking of vehicles against the market. 

This last feature is a game-changer: by uncovering previously unknown factory option fitment detail at the individual VIN level, RedBook LIVE gives insurers more clarity around the specifications and value of each vehicle. This not only reduces ambiguity during claims and underwriting but also enhances fairness and accuracy for customers.

Each year, RedBook research technical specification & option data for all officially imported vehicles into Australia representing upwards of 50,000 variants and 8 million data attributes.

With vehicle specification data going back to 1960, RedBook’s extensive 800+ specification attributes ensure the detail of most car on Australian roads is at your fingertips.

Whether it be the need to ascertain the emissions profile of vehicles on the road, their sizes, weights, or even electric vehicle plug type, RedBook can assist with your planning or investigative needs.

LiveMarket is a leading industry marketplace dashboard, giving you a competitive edge with a real time view of market conditions for your existing inventory and inventory you intend to acquire. The benefits of LiveMarket for Insurers include:

• Benchmarking valuations against the marketplace for comparative purposes, be it claims resolution for insurance, remarketing reserve optimisation and much more.
• Understanding the volume of stock advertised online, average time to sell, days’ supply & price movements.

Nexgate, the dealer platform from carsales for Business, brings sourcing, inventory and customer engagement together in one connected platform — helping dealerships buy the right stock, price it to move, and turn buyer interest into sales. 

Nexgate Insights is the intelligence layer that runs through it. Rather than sitting off to the side in a separate tool, market intelligence is built into the decisions themselves — what to buy, what to pay, where to price, which enquiry to work. Every decision gets a little better, and margin is protected from sourcing to sale. 

Insights draws on first-party data from Australia's largest automotive marketplace: what's actually happening now, not a second-hand read assembled from other sources with a lag. Benefits for RedBook customers include: 

• Benchmarking valuations against live marketplace activity for comparative purposes, be it claims resolution for insurance, remarketing reserve optimisation and much more. 
• Understanding the volume of stock advertised online, average time to sell, days' supply and price movements. 
• AI-supported guidance that watches the market and turns current signals into plain-English answers, so you get the picture without building the analysis yourself. 

Dealers using LiveMarket — the capability now expanded into Nexgate Insights — sold their stock around 10% faster on average than dealers without it. carsales internal data, December 2024 – November 2025.